Terms and Conditions

By using this site, you are indicating your acceptance of the following terms and conditions. Therefore, please read carefully before use.

About the Content

HMBrown.com is brought to you by the H.M. Brown & Associates and its service providers. We strive to ensure that the information contained in this site is accurate and reliable. However, we are not infallible, and errors may sometimes occur. We will from time to time revise the information services and the resources contained in this site and we reserve the right to make such changes without any obligation to notify past, current or prospective visitors. This site may include links, facts, views, opinions and recommendations of individuals and organizations deemed of interest to you. We do not guarantee the accuracy, completeness or timeliness of, or otherwise endorse these links, facts, views, opinions or recommendations, give investment advice, or advocate the purchase or sale of any security or investment. The H.M. Brown & Associates DISCLAIMS ANY WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED, AS TO ANY MATTER WHATSOEVER RELATING TO THIS SITE, INCLUDING WITHOUT LIMITATION THE WARRANTIES OF MERCHANTABILITY OR FITNESS FOR ANY PARTICULAR PURPOSE. IN NO EVENT SHALL THE BURT AUTOMOTIVE NETWORK BE LIABLE FOR ANY DIRECT, ACTUAL, INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, EXEMPLARY OR CONSEQUENTIAL DAMAGES ARISING OUT OF ANY USE OF THE INFORMATION CONTAINED HEREIN.

Copyright and Trademark Notice

The contents of theHMBrown.com site are the exclusive property of H. M. Brown & Associates and/or its affiliates and licensors and may not be altered, modified, copied, distributed or displayed, or reproduced or transmitted, in any form or by any means including, but not limited to, electronic, digital, mechanical, photocopying, recording, or otherwise, without the prior written permission of H. M. Brown & Associates. The corporate and product names, slogans, logos and other content contained in this site are the registered and/or unregistered trademarks or service marks of H. M. Brown & Associates, or are used by the H. M. Brown & Associates with the permission of their owners. The trademarks are protected under the Trademark Act and by state or common law. The use, copying or alteration of any trademark without the owner's express prior written consent is strictly prohibited.

Privacy Statement

H. M. Brown & Associates has created this privacy statement in order to demonstrate our firm and continuing commitment to the privacy of personal information provided by those visiting and interacting with us. While the Internet allows each of us access to a greater array of information and services than has ever been available, these new online activities do raise new challenges, such as the privacy issues addressed in this policy. We hold the privacy of your personal information in the highest regard. We want to make your online experience satisfying and safe. The following discloses our information gathering and dissemination practices for our website, HMBrown.com.

We are very sensitive to your privacy and will not make any personally identifiable information available to anyone outside H. M. Brown & Associates and its affiliates without your specific authorization. HMBrown.com only collects personally identifiable information you voluntarily provide in order to obtain our products and services. Personally identifiable information includes, but is not limited to, name, address, zip code, e-mail address, phone number, social security number, birth date, credit card information and any other information that itself identifies or when tied to the above information, may identify you as a specific individual. You do not have to provide all information requested on the registration form or auto loan applications in order to submit your application. However, you will be required to give us any missing information required by our lenders in order for us to process your loan request. HMBrown.com may also collect certain demographic and sensitive financial information from you including, but not limited to, marital status, years of schooling, dependents, employment information, income, assets and liabilities in order to process your loan application. All personally identifiable information collected in order to provide you with services and loan products on the HMBrown.com website is securely stored in our databases off the website. Access to your information is restricted to selected HMBrown.com employees and other authorized third parties such as state and Federal regulatory authorities that perform periodic quality control reviews for the protection of consumers.

Personal information submitted to us is only available to employees managing this information for purposes of contacting you or sending you e-mails based on your requested information. With your prior authorization, HMBrown.com will submit your personally identifiable and other personal information to selected financial institutions to perform services related to the funding of your loan. In some cases the financial institutions may contact you directly in order to perform services relating to the funding of your loan. During the loan funding process, visitors applying for an auto loan (or lease) may be contacted via e-mail, postal mail, or telephone.

Every e-mail message sent by us includes an easy way for the user to remove them from the e-mail list. Where the user cannot remove themselves from the e-mail list for any reason, our support staff will help them remove themselves from the list.

The goal of H. M. Brown & Associates is to be your favorite destination on the Internet by providing you the information, services and product offerings that are most relevant to you. To achieve this goal, we need to collect information to understand what differentiates you from its millions of other unique users.

H. M. Brown uses the aggregate data to perform statistical analyses of the collective characteristics and behavior of our registered users and visitors to measure user demographics and interests regarding specific areas of the Burt Website and to analyze how and where to best use our resources.

The H. M. Brown websites use what are called "cookies." Cookies allow us to both store and retrieve login information through a user's browser. When you visit HMBrown.com, we collect some basic and anonymous information about your computer, including, but not limited to your IP address (your computer’s unique signature), its operating system (i.e. Windows 95) and the browser software (i.e. Netscape Navigator). We use your IP address to perform routine website maintenance and aggregate website traffic reports so we can develop site content and features of value to you. We do not link IP addresses to anything personally identifiable. This means that a user's session will be tracked, but the user will be anonymous.

This allows us to measure and report aggregate information such as the number of people who viewed a particular vehicle (reach) and the number of times people see that particular vehicle (frequency). We use cookies to deliver content specific to your interests. You can refuse cookies by turning them off in your browser.

A visitor as part of a registration form or credit application supplies personal identifiable information. Our site uses a registration form for visitors to request information, products and services. Contact information from the registration form is used to send information about our vehicles to our visitors. This site also supplements the information that you provide with information that is received from third parties. We use visitor contact information from the registration form to send the information about our various products. The visitor's contact information is also used to contact the visitor when necessary. Users may opt-out of receiving future mailing; see the choice/opt-out section below.

Please note that HMBrown.com contains links to other sites, generally those of the various manufacturers, and occasionally allows other sites to be co-branded with the H. M. Brown name, and while we endeavor to ensure that these other sites' Privacy Policies conform to our own, H. M. Brown cannot represent or guarantee that they do so.

HMBrown.com makes chat rooms, forums, message boards, and/or news groups available to its users. Please remember that any information that is disclosed in these areas becomes public information and you should exercise caution when deciding to disclose your personal information.

HMBrown.com meets the guidelines of Trustee’s Children's program. We do not knowingly collect personal information from children under the age of thirteen. We also participate in the Council of Better Business Bureau’s BBB On Line Privacy Program, and comply with their standards, which are some of the strictest on the Internet.

This site gives users the opportunity to opt-out of receiving communications from us at the point where we request information about the visitor. We also give users the following options for removing their information from our database, to refuse future communications or to completely discontinue further communications.

We collect personal nonpublic information about you from the following sources:
1. Information we receive from you on an application for credit or other similar forms,
2. Information about your transactions with us and other external businesses, including financial institutions and their affiliates, and
3. Information we receive from a consumer credit reporting agency.

With your prior authorization, H.M. Brown and Associates will submit your nonpublic personal information to selected financial institutions to perform services related to the funding of your loan. In some cases the financial institutions may contact you directly in order to perform services relating to the funding of your loan.

It is the policy of H.M. Brown and Associates NOT to disclose personal nonpublic information to non-financial companies, such as magazine publishers, retailers, direct marketers, or nonprofit organizations.

We do not disclose any nonpublic personal information about you except as permitted by law.

Access to your nonpublic personal information is restricted to selected H. M. Brown & Associates’ employees and other authorized third parties such as state and federal regulatory authorities that perform periodic quality control reviews for the protection of consumers. Employees of H.M. Brown and Associates are not permitted to use your information for any other purpose. For your safety, we maintain physical, electronic, and procedural safeguards that comply with federal regulations to further guard your nonpublic personal information from unauthorized access.

Please be aware that it is our policy to disclose the above nonpublic personal information to only those companies that perform marketing services on our behalf or to financial institutions with which we have joint marketing agreements. Information provided to companies that provide marketing services may include your name, address, zip code, e-mail address, and phone number.

H.M. Brown and Associates, Inc.
6532 S. Revere Pkwy.
Centennial CO 80111