Ray Tracy was born and raised in Montana. After serving a tour of duty with the Army in Southeast Asia and Germany, he returned to Montana and received his degree in economics form Montana State University in Bozeman.
Upon graduating from MSU, he worked in the finance industry in Billings, Montana and eventually transferred to Casper, Wyoming where he got his start in the automotive industry.
Ray relocated to Denver in 1988 where he began working with credit unions in order to assist members in their automobile purchase. He has continued his work with the credit unions since joining H.M. Brown and Associates in March of 2007 and looks forward to assisting the members with their automotive needs.
Ray and his wife have one grown son and have lived in Aurora since 1988. He is an avid sports fan and enjoys traveling, fishing and working in his yard.